Audit and external assurance

Compliance with standards and legislation across the Group is monitored through comprehensive internal and external audits of various management systems. External assurance is received from the external auditors with some listed in the following table:

System External audits
Finance Deloitte & Touche and KPMG
Insurance Underwriting Audits, Maximum Possible Loss (MPL) and Estimated Maximum Loss (EML) calculations Marsh Risk Consulting
Risk Control Standards Marsh Risk Consulting
Fire Protection Systems and Infrared Surveys Marsh Risk Consulting
ISO 9001, ISO 14001, ISO 22000 SABS, BVQI, i-Cert, SGS
FSC SGS
Food Safety – Paper (BfRXXXVI) ISEGA (Germany) and PIRA (UK)
Food Safety – Plastics (BRC) SABS
Food Safety – rPET (EPR no. 11/2011) PIRA (Germany)
Safety Legal Compliance Legal Consulting Services
Environmental Performance Legal Consulting Services
Environmental Legal Audits Greengain Consulting, Environmental Law Consultancy, Mark Dittke
B-BBEE Scorecard Siyandisa Verification Solutions

Non-compliance issues and recommendations arising from audits are managed closely at operational level to ensure compliance is achieved and maintained through management interventions.